Funding

Business Loans

Working capital, expansion capital, and everything in between.

Loan Range

$25K – $5M

Terms

1 – 10 years

Funding Speed

As fast as 3 days

Apply Now Book a Consultation

What it is

Understanding Business Loans

A business loan is a lump-sum of capital advanced to your company and repaid over a fixed term with interest. Emison Capital arranges term loans, SBA 7(a) and 504 loans, and revenue-based advances so growing businesses can hire, buy inventory, expand locations, or fund acquisitions with confidence.

How it works

A clear, five-step path to funding

1
Submit a short intake application with basic business details and requested amount.
2
Provide supporting documents — bank statements, tax returns, and a brief use-of-funds summary.
3
Our team matches your profile with lenders in our network and negotiates rate and term.
4
You review offers, sign electronically, and funds are wired directly to your business account.
5
Repay in fixed monthly (or weekly) installments over the agreed term.

Basic requirements

What you need to qualify

These are typical baseline criteria. Every file is unique — our specialists work with you to strengthen your application before submission.

Business operating for at least 6 months (12+ months preferred).
Minimum $10,000 in average monthly business revenue.
Personal FICO score of 600 or higher for the majority owner.
A U.S. business entity (LLC, S-Corp, C-Corp, or Sole Prop) with a valid EIN.
Business checking account (last 3–6 months of statements).
No unresolved tax liens or open bankruptcies within the last 12 months.

Ideal for

Common use cases

Hiring and payroll expansion

Purchasing inventory or equipment

Opening a new location

Marketing and growth campaigns

Refinancing higher-cost debt

Ready to move forward?

Our specialists will review your profile in confidence and shape the strongest possible application on your behalf.

Start Your Application Speak With a Specialist

Also explore